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Dun & Bradstreet offers a product named Credit Builder that can help you build your initial business credit. In this article we’ll review the good, the bad, and the ugly about this program, so you’ll know if it’s right for you.

D&B’s Credit Builder is $159 monthly, or about $1,500 annually.

With Credit Builder you get…

  • Access to your D&B scores and ratings
  • The ability to add positive payment experiences to your report
  • Get alerts when others inquire into your business
  • See how your company compares to others in your industry
  • With Credit Builder D&B allows you to add trade accounts you already have that aren’t currently reporting to your D&B reports. These accounts then show as trade lines helping you build your profile and score.

This might be something to consider if you have a lot of accounts you pay now that can qualify and aren’t currently reporting.

Keep in mind, this service is only to add accounts to your D&B reports, not Equifax or Experian which many credit issuers and lenders use. Also, D&B isn’t helping you access new credit, only helping you add existing credit to your reports.

Many types of accounts cannot be added to your D&B using this Credit Builder Service as you can see on this link.

Some accounts that won’t report to D&B through their Credit Builder include:

  • Credit with banks or credit unions
  • Credit with any type of financial service
  • Any type of insurance
  • Bank references
  • Utilities
  • Credit card companies
  • Landlords and virtual offices
  • International companies

So, before you buy, think about the accounts you may have who might report… such as your CRM or other types of software or other accounts that aren’t restricted.

Also keep in mind, getting D&B on the phone with your service provider isn’t always easy… and very well can take time.

You can also get real useable credit through trade vendors to build your business credit reports. This method is cheaper, sometimes faster, and builds credit with Experian and Equifax as well as D&B.

Contact us today to build business credit for your EIN that’s not linked to your SSN with no personal credit check or guarantee with D&B, Experian, and Equifax 404-500-9687.

About the Author
Noel A. Booker Sr.
C.E.O.
BusinessCreditBuilder.US

noel@businesscreditbuilder.us

Noel A. Booker Sr. is currently the CEO of BusinessCreditBuilder.US. At BusinessCreditBuilder.US he specializes in helping business owners establish excellent business credit scores and then leverage those scores to access cash and credit for their businesses. 

Noel A. Booker Sr. is also the mastermind behind the release of the exclusive Business Funding Suite.  The Business Credit and Funding Suite is the leading business cash and credit access system in the world today.

Noel is now available for speaking engagements: businesscreditbulder.us/noelabookersr

For more information on business credit & financing, visit:

www.BusinessCreditBuilder.US

#businesscreditisreal